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🇮🇳 Portfolio Management · Built for India

62 properties. 4 cities. One dashboard.

EstateDeck is multi-property portfolio management software for Indian property management companies, family offices and HNI multi-city landlords — manage 10 to 500 units across cities and asset types from one dashboard. Compare occupancy, rent yields and maintenance cost ratios side by side.

What it is: A single dashboard for owners and PMs running 10 or more properties across cities or asset types. Rolls up occupancy, gross yield, NOI and maintenance cost ratios across the entire portfolio — so you can compare a Pune 2BHK against a Bengaluru villa against a Chennai retail unit on one screen, spot the loss-making properties early, and produce consolidated owner statements every month.
🏙️ Cross-City Compare 🏢 Mixed Asset Types 📊 Yield Benchmarking 👤 Owner Portals
Cross-city rollup NRI Owner Portal DPDP Act 2023 ready
10–500
Units in a typical portfolio under management
4 asset types
Residential · Commercial · Serviced · Retail
5 metrics
Occupancy · Yield · NOI · Maint. Ratio · Aging
3 tiers
Principal · City Manager · Property Manager
A real portfolio

How a Bengaluru family office sees 62 properties on one page

The defining artifact. Real numbers, real cities, real spread.

Sandilya Family Office · Bengaluru · Q1 FY 2026 portfolio snapshot
62 properties · 4 cities · 4 asset types · ₹104 cr book value
City Units Occupancy Gross Yield Q1 NOI Maint. ratio
Bengaluru RES 14 COM 3 SRV 4 94% 3.6% ₹71 L 9.2%
Pune RES 11 COM 2 91% 4.1% ₹48 L 8.4%
Mumbai (MMR) RES 8 RTL 2 88% 2.4% ₹62 L 11.8%
Chennai RES 12 RTL 6 86% 2.9% ₹39 L 13.6%
Spot it instantly: Chennai's 13.6% maintenance ratio is double Pune's. Mumbai yield is lagging despite high book value. Two decisions emerge from one screen.
City clusters

India's metro clusters — pre-defined

EstateDeck groups Indian metros into clusters that match how PMs and family offices actually operate. No setup required.

NCR Cluster
Delhi · Gurugram · Noida
Typical residential gross yield: 2.6–3.2%
MMR Cluster
Mumbai · Thane · Navi Mumbai
Typical residential gross yield: 2.2–2.8%
Bengaluru
Whitefield · Indiranagar · Sarjapur
Typical residential gross yield: 3.2–3.8%
Hyderabad
Gachibowli · HITEC City · Banjara Hills
Typical residential gross yield: 3.4–4.0%
Pune
Wakad · Hinjewadi · Koregaon Park
Typical residential gross yield: 3.8–4.4%
Chennai
OMR · ECR · T Nagar · Adyar
Typical residential gross yield: 2.8–3.4%
Kolkata
New Town · Salt Lake · Ballygunge
Typical residential gross yield: 2.6–3.2%
Tier-2
Ahmedabad · Jaipur · Indore · Coimbatore
Typical residential gross yield: 3.8–5.2%
The problem

Why running a multi-city portfolio in Excel breaks at unit #20

The single-property tools you started with don't scale. The REIT software is overkill. The Excel sheet collapsed last quarter.

📊

One spreadsheet per property

You have 47 tabs in one workbook. Or 47 separate WhatsApp threads with 47 different property managers. Consolidating Q4 numbers across cities takes two weeks of cell formulas and four cups of patience.

🌆

Cities that don't compare

Mumbai rent is in lakhs; Tier-2 rent is in tens of thousands. Bengaluru villa yield is 2.8%; Pune flat yield is 4.1%. Without normalisation by asset type and city cluster, you're comparing apples to building permits.

🕯️

The silent loss-maker

One property in your Chennai portfolio has been vacant 5 months, eating ₹3.2 lakh in opportunity cost plus ₹47K in monthly maintenance. You'd never have noticed without portfolio-level occupancy benchmarking.

👤

Owner statements as a calendar event

End of every month, your team manually drafts 23 PDF statements for 23 NRI and HNI owners. Errors. Rework. Late deliveries. The same 30 hours every single month — and the same complaint emails by Day 5.

What you get

Six capabilities that distinguish portfolio management

Not single-property features piled up. The portfolio layer is its own discipline.

🏙️

Cross-City Portfolio Rollup

Every property tagged with city + locality + asset type + acquisition cost. The dashboard groups by city cluster automatically.

  • Pre-defined clusters: NCR / MMR / Bengaluru / Hyderabad / Pune / Chennai / Kolkata / Tier-2
  • Loss-flag: Vacant 90+ days or yield < 2% gets auto-highlighted
  • Drill-down: Cluster → property → unit in two clicks
🧱

Mixed Asset Type Support

Residential rental, commercial office, retail, serviced apartment, holiday home, warehouse, land bank. Each tagged at property level.

  • Asset-type rollup: Residential 3.2% vs Commercial 7.8% on the same screen
  • Workflow defer: Per-asset workflows (CAM, UPI rent, dynamic pricing) defer to dedicated modules
  • Mixed reports: Combined owner statement across all asset types
📈

5-Metric Benchmark Engine

Occupancy, gross yield, NOI, maintenance ratio, receivable aging — measured per property, rolled up per city, compared portfolio-wide.

  • Gross yield: Annualised rent ÷ acquisition cost
  • NOI: Rent minus operating expenses (before debt and tax)
  • Maint. ratio: Maintenance spend ÷ rent — outlier flag > 12%
🔐

3-Tier Permission Model

Principal sees all. City Manager sees only their cluster. Property Manager sees only their assigned units.

  • Principal: Full portfolio + consolidated reports
  • City Manager: Cluster-scoped (Bengaluru / NCR / MMR)
  • Property Manager: Assigned-units-only view
📄

Automated Owner Statements

At month-end, each owner receives a consolidated PDF — rent received, TDS deducted, expenses, net distribution, security deposit interest.

  • NRI-ready: §195 TDS shown, NRO credit summary, FEMA-compatible
  • Multi-property: All owner's properties in one PDF
  • Owner Portal: Live view between monthly statements
🚀

Fast Property Onboarding

A new property added in under 30 minutes. Asset-type workflows attach automatically — no template setup, no policy re-keying.

  • Acquisition deed → live: Under 30 min for standard properties
  • Workflow auto-attach: Per asset-type defaults applied
  • Bulk import: CSV for 50+ units at portfolio takeover
Who it's for

Built for four kinds of portfolio holders

The scale, asset mix and reporting style differ wildly. EstateDeck adjusts on its own.

🏢

Property Management Companies

40–500 units managed for HNI and NRI owners. Multi-city operations. Need consolidated reporting, per-city benchmarking, and clean owner-portal access.

🏛️

Family Offices

10–80 properties across cities and asset types. Trust-grade reporting for the next generation. Mix of residential, commercial, serviced apartments, land.

🌍

NRI Multi-City Landlords

5–30 properties in India while based in US, UAE, Singapore, UK. Need NRI-scoped Owner Portal, §195 TDS clarity, NRO/NRE account flows.

📊

Boutique Asset Operators

Below SEBI REIT registration scale but managing institutional or private capital. Mixed residential + commercial. Auditor-friendly portfolio reports.

How it compares

EstateDeck vs Excel vs Single-Property Tools vs REIT Software

The honest table. Each option works at a certain scale. Pick the right tier for yours.

What you actually need Excel spreadsheets Single-property tools SEBI REIT software EstateDeck Multi-Property
Cross-city portfolio rollup~ Over-spec'd Native clusters
Mixed asset types (res + com + srv)~ Manual tabs~ Compliance-heavy 7 asset types
5-metric benchmarking engine~ Single-prop only NAV-focused Operational
Loss-making property flag~ Quarterly Live
3-tier permission model Native
Auto owner statements (NRI-ready) 30 hr/month~ Per property~ Unit-holder only Consolidated
SEBI REIT compliance Required~ Defers to REIT module
Fast property onboarding (< 30 min) Heavy KYC Auto workflows
DPDP Act 2023 compliant~ Some Native
Scale: 10–500 units Breaks > 20~ Up to ~50~ 500+ only Sweet spot
Compliance, handled

The Indian regulatory stack — built in

Six frameworks every multi-property portfolio platform in India must honour. We do the work; you sign the file.

Income Tax Act

§24 — House Property Income

Standard deduction 30% + home loan interest deductible. Computed per property, rolled up across portfolio. Owner statements show §24 treatment.

Income Tax Act

§194-I / §194-IB / §195

TDS on rent — §194-I 10% (building, above ₹2.4L/yr), §194-IB 5% (individual rent above ₹50K/month), §195 for NRI landlord rent.

FEMA

NRO / NRE Repatriation

NRI owner statements compatible with FEMA repatriation rules. NRO credits, NRE distinctions, year-end CA certificate ready.

RERA

State Registration Tagging

Each property carries its state RERA number where applicable — MahaRERA, K-RERA, T-RERA, RERA-MP, RERA-UP. Surfaced in owner statements.

UIDAI

Aadhaar Masking

Owner KYC stores Aadhaar masked per UIDAI Circular K-11020/217/2018 (XXXX-XXXX-1234). Full number never persisted.

DPDP Act 2023

§6 + §8(7) — Data Protection

Tenant and owner personal data under §6 consent, §8(7) purpose limitation. Phase I notified Nov 2025; full compliance May 2027.

What changes for you

Three things portfolio holders notice in month one

14 days → 1 hr

Quarterly portfolio review

The Q-end consolidation that used to require 2 weeks of spreadsheet merging is one screen. Drill down where the numbers surprise you.

30 hrs/mo

Saved on owner statements

23 NRI/HNI owners. 23 PDFs auto-generated, auto-sent, on the 1st of every month. Your team gets a half-week back.

2.4 → 3.9%

Portfolio yield uplift

One Bengaluru family office reallocated 6 Mumbai vacancy-prone units to Pune Tier-2 listings. Yield jumped from 2.4% to 3.9% in 18 months.

FAQ

Questions Indian PMs, family offices and NRIs actually ask

If your question isn't here, the demo will answer it.

What is multi-property portfolio management software?

Multi-property portfolio management software is a single dashboard for owners and property managers who run 10 or more properties spread across cities or asset types.

Unlike single-property tools, it rolls up occupancy, gross yield, maintenance cost ratios and receivable aging across the entire portfolio — so you can compare a Pune 2BHK against a Bengaluru villa against a Chennai retail unit on one screen. It's the layer between single-property management and REIT-grade investor reporting.

Who uses multi-property portfolio software in India?

Three buyer segments:

1. Property Management (PM) companies handling 40-500 units on behalf of NRI and HNI owners. 2. Family offices and HNI individuals with 10-80 rental properties across cities. 3. Boutique asset operators below SEBI REIT scale managing mixed residential and commercial portfolios.

For pure REIT-scale operations under SEBI registration, our REIT & Investment Property solution applies the SEBI 2014 disclosure framework.

How does cross-city portfolio comparison work?

Every property in your portfolio is tagged with city, locality, asset type and acquisition cost. EstateDeck groups them into city clusters — NCR, MMR, Bengaluru, Hyderabad, Pune, Chennai, Kolkata, Tier-2 — and rolls up metrics.

You see Mumbai's average gross yield at 2.4%, Bengaluru's at 3.6%, Pune's at 4.1%. The loss-making properties get auto-flagged so you know which ones to renegotiate, refurbish or exit.

What metrics does the portfolio dashboard track?

Five core metrics:

1. Occupancy rate per property and per city cluster. 2. Gross rental yield (annualised rent ÷ acquisition cost). 3. Net Operating Income (NOI) — rent minus operating expenses, before debt and taxes. 4. Maintenance cost ratio (maintenance spend ÷ rent). 5. Receivable aging across 0-30, 31-60, 61-90 and 90+ day buckets.

The detailed single-property analytics with drill-down lives in our Reporting & Analytics module — this page covers the portfolio rollup layer.

Can it handle mixed asset types — residential, commercial, serviced apartments?

Yes. Each property carries an asset-type tag — residential rental, commercial office, retail, serviced apartment, holiday home, warehouse, land bank.

The dashboard rolls up per asset type so you can see your residential portfolio is delivering 3.2% gross yield while commercial is at 7.8%. The asset-type-specific workflows (CAM reconciliation for commercial, dynamic pricing for serviced apartments, UPI rent for residential) live in their respective EstateDeck solution modules; this page is the portfolio-level view.

How are permissions handled across a multi-city portfolio?

Three tiers:

Principal or Portfolio Head: sees all properties across all cities. City Manager: sees only properties in their assigned cluster (NCR, MMR, Bengaluru). Property Manager: sees only the specific properties they're assigned.

Owners and HNI clients get a view-only Owner Portal scoped to their own properties — they see rent received, expenses incurred and the monthly statement for their assets, not the rest of the portfolio.

Does it generate consolidated owner statements?

Yes. At month-end, each owner gets a consolidated PDF statement showing all their properties — rent received, TDS deducted, expenses, net distribution, accumulated security deposit interest.

NRI owners get the same with FEMA disclosure compatibility. The detailed P&L per property with Tally export lives in our Accounting & Finance module — this page coordinates the portfolio-level rollup.

What's the difference between this and REIT software?

Scale and regulatory framework.

Multi-property portfolio software covers 10-500 units for PM companies, family offices and multi-city landlords — operational metrics, owner reports, portfolio benchmarking.

REIT software covers SEBI-registered Real Estate Investment Trusts under the SEBI REIT Regulations 2014, with NAV disclosure, NOI auditor compliance, unit-holder reporting and cap rate methodology.

If you're under SEBI registration, use our REIT & Investment Property solution; if not, this page is the right fit.

Can I onboard a new property in minutes?

Yes. A new property is added with basic fields — address, asset type, acquisition cost, current tenant status, rent value.

The standard workflows for that asset type (UPI rent collection, tenant communication, maintenance ticketing) auto-attach. From signed acquisition deed to first rent invoice typically takes under 30 minutes.

Is portfolio data DPDP Act 2023 compliant?

Yes. Tenant and owner personal data is handled under the Digital Personal Data Protection Act 2023 — notice and consent at onboarding (§6), purpose limitation enforced (§8(7)), right of access (§11).

Aadhaar numbers (where collected for owner KYC) are masked per UIDAI Circular K-11020/217/2018-UIDAI (XXXX-XXXX-1234). Phase I notified 13 Nov 2025; full compliance by 13 May 2027.

Can NRI owners get a separate view of their Indian portfolio?

Yes. NRI owners get a scoped Owner Portal showing their Indian properties — rent collected in INR, NRO account credits, TDS deducted at applicable rates (§195 for NRI rent), repatriation summaries compatible with FEMA disclosure.

Most NRI owners log in from US, UAE, Singapore, UK; the dashboard supports multi-timezone scheduling for owner reviews.

A note on what lives where: This page covers the multi-property portfolio rollup — cross-city comparison, mixed-asset benchmarking, consolidated owner reports for 10-500 units. SEBI-registered REIT operations with NAV disclosure and unit-holder reporting live at REIT & Investment Property. Single-property analytics with drill-down (occupancy aging 30/60/90, etc.) live at Reporting & Analytics. Per-property P&L with Tally export lives at Accounting & Finance. Single-portfolio residential operations live at Residential Property Management.
Related modules

Pair this with the rest of EstateDeck

Distinct workflows. One platform. Cleanly separated.

Stop running 47 spreadsheet tabs.

See your real portfolio on one screen. Compare cities, spot the loss-makers, send 23 owner statements before lunch. 20-minute demo. No card required.

Book Your Free Demo → See Pricing
From 10-property family offices to 500-unit PM companies · Bengaluru · Mumbai · Pune · Chennai · Hyderabad · Delhi NCR · Kolkata · NRI clients across US, UAE, Singapore, UK